





Only registered and verified tea farmers can access advances through factory-linked delivery records and confirmed supplier registration.

Farmers must deliver their tea produce to a factory officially integrated with the KG Farmers platform.

A valid national ID and active mobile phone number are required for verification and payments.
Encrypted APIs connect directly to factory systems, ensuring accurate, real-time delivery data transmission.
AI-based scoring analyzes delivery patterns to determine safe, fair, and dynamic advance limits.
Repayments are processed automatically through factory payouts, eliminating manual handling and repayment delays.
Advance amounts are calculated using recent and consistent tea deliveries to ensure responsible borrowing.
All fees are clearly communicated upfront, so farmers understand costs before receiving any advance.
There are no surprise deductions, penalties, or undisclosed fees at any stage.
KG Farmers is a digital financing platform empowering tea farmers with instant, data-driven cash advances through factory integration, improving cash flow, productivity, and financial stability across the tea value chain.
Transforming the lives of tea farmers by providing instant access to income enabling families to plan, invest, and thrive with dignity.
© 2025 KG Farmers