How it works

Farmer delivers tea leaves to the factory

Factory records the weight

KG Farmers receives the data instantly

How it Works

Farmer requests an advance

Factory deducts repayment and remits to KG Farmers

Built for the Tea Value Chain

Farmer Eligibility

Registered Tea Farmer

Only registered and verified tea farmers can access advances through factory-linked delivery records and confirmed supplier registration.

Partner Factory

Farmers must deliver their tea produce to a factory officially integrated with the KG Farmers platform.

National ID & Phone Number

A valid national ID and active mobile phone number are required for verification and payments.

Technology & Automation

Secure Factory Integration

Encrypted APIs connect directly to factory systems, ensuring accurate, real-time delivery data transmission.

Smart Advance Scoring

AI-based scoring analyzes delivery patterns to determine safe, fair, and dynamic advance limits.

Automated Repayment Engine

Repayments are processed automatically through factory payouts, eliminating manual handling and repayment delays.

Advance Terms

Delivery Based Limits

Advance amounts are calculated using recent and consistent tea deliveries to ensure responsible borrowing.

Transparent Pricing

All fees are clearly communicated upfront, so farmers understand costs before receiving any advance.

No Hidden Charges

There are no surprise deductions, penalties, or undisclosed fees at any stage.

KG Farmers is a digital financing platform empowering tea farmers with instant, data-driven cash advances through factory integration, improving cash flow, productivity, and financial stability across the tea value chain.

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Transforming the lives of tea farmers by providing instant access to income enabling families to plan, invest, and thrive with dignity.

© 2025 KG Farmers